Savings Accounts Interest Rates
Instant Savings Account Interest Rates
Listed below are the interest rates for the Instant Savings Account. To view rates for other savings products please click on the tabs above.
Instant Savings Account - Sterling Current Rates
| Account Balance | Gross** (% p.a.) |
Monthly Gross** (%) |
AER**(%) |
|---|---|---|---|
| £100,000 - £30,000,000 | 0.80 | 0.79 | 0.80 |
| £50,000 - £99,999 | 0.70 | 0.69 | 0.70 |
| £25,000 - £49,999 | 0.60 | 0.59 | 0.60 |
| £1 - £24,999 | 0.50 | 0.49 | 0.50 |
Instant Savings Account - Sterling Previous Rates
| Account Balance | Gross** (% p.a.) |
Monthly Gross** (%) |
AER** (%) |
|---|---|---|---|
| £100,000 - £30,000,000 | 1.30 | 1.29 | 1.30 |
| £50,000 - £99,999 | 1.20 | 1.19 | 1.20 |
| £25,000 - £49,999 | 1.10 | 1.09 | 1.10 |
| £1 - £24,999 | 1.00 | 0.99 | 1.00 |
Minimum deposit required to open and maintain this account is £5,000 and the maximum balance is £30,000,000.
Interest is calculated on the cleared credit balance on a daily basis.
Annual interest option - interest is credited to accounts on 1 April.
Monthly interest option - interest is credited to accounts on the first day of the month.
Credits to or withdrawals from the account must be for a minimum of £500.
Instant Savings Currency Options
| Account Balance | Gross** (% p.a) |
Previous Gross** (% p.a) |
Monthly Gross** (%) |
Previous Monthly Gross** (%) |
AER** (%) |
Previous AER** (%) |
|---|---|---|---|---|---|---|
| USA ($) $1 - $60,000,000 |
0.10 | 0.10 | 0.10 | 0.10 | 0.10 | 0.10 |
| Euro (€) $1 - $60,000,000 |
0.85 | 1.10 | 0.85 | 1.09 | 0.85 | 1.10 |
| Australia ($) $1 - $60,000,000 |
3.95 | 4.20 | 3.88 | 4.12 | 3.95 | 4.20 |
| New Zealand ($) $1 - $60,000,000 |
2.20 | 2.20 | 2.18 | 2.18 | 2.20 | 2.20 |
| Canada ($) $1 - $60,000,000 |
1.00 | 0.00 | 1.00 | 0.00 | 1.00 | 0.00 |
For further information, please call + 44 (0) 1481 711102.
** The gross rate of interest is the rate before taking into account any deduction of tax. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
This webpage and any accompanying documentation reflect our understanding of the tax position of some customers holding accounts with Clydesdale Bank International ("CBI"). However, CBI is not a tax advisor and accepts no liability for any errors or omissions on this webpage or accompanying documentation. If you have any questions relating to your tax circumstances and obligations you should seek professional advice or contact the relevant tax authorities.
Rates of interest are subject to change but are correct as at 14th May 2012. You can find out about our current interest rates:
- from your branch
- by phoning our helpline on +44 (0) 1481 711102~
- on our website www.clydesdalebankinternational.com
~ For your security, all calls are recorded for training monitoring purposes.
Important Information
Clydesdale Bank International is a trading name of Clydesdale Bank PLC. The Guernsey Branch of Clydesdale Bank PLC is licensed by the Guernsey Financial Services Commission as a deposit-taking business, under the Banking Supervision (Bailiwick of Guernsey) Law, 1994, as amended. Clydesdale Bank International is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for ‘qualifying deposits’ up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period.
Full details are available on the Scheme's website www.dcs.gg or on request.
There is currently no Financial Services Ombudsman Scheme operational in Guernsey. Deposits with Clydesdale Bank International are not covered by the Financial Services Compensation Scheme established in the UK under the Financial Services and Markets Act 2000, nor are deposits with Clydesdale Bank International covered by any equivalent scheme in any other jurisdiction.
Principal place of business in Guernsey: Clydesdale House, North Clifton, St Peter Port, Guernsey, GY1 1JR
Telephone: + 44 (0) 1481 711102 Fax: + 44 (0) 1481 723663
Clydesdale Bank PLC. Registered in Scotland (No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL.
View full details of The Guernsey Banking Compensation Scheme
Notice Accounts Interest Rates
Listed below are the interest rates for the Notice Accounts. To view rates for other savings products please click on the tabs above.
30 Day Notice Account - Current Rates
| Account Balance | Gross** (% p.a.) |
Monthly Gross** (%) |
AER** (%) |
|---|---|---|---|
| £100,000 and over | 1.25 | 1.24 | 1.25 |
| £50,000 - £99,999 | 1.15 | 1.14 | 1.15 |
| £25,000 - £49,999 | 1.05 | 1.04 | 1.05 |
| £1 - £24,999 | 0.95 | 0.95 | 0.95 |
30 Day Notice Account - Previous Rates
| Account Balance | Gross** (% p.a.) |
Monthly Gross** (%) |
AER** (%) |
|---|---|---|---|
| £100,000 and over | 1.50 | 1.49 | 1.50 |
| £50,000 - £99,999 | 1.40 | 1.39 | 1.40 |
| £25,000 - £49,999 | 1.30 | 1.29 | 1.30 |
| £1 - £24,999 | 1.20 | 1.19 | 1.20 |
95 Day Notice Account - Current Rates
| Account Balance | Gross** (% p.a.) |
Monthly Gross** (%) |
AER** (%) |
|---|---|---|---|
| £1 and over | 1.40 | N/A | 1.40 |
95 Day Notice Account - Previous Rates
| Account Balance | Gross** (% p.a.) |
Monthly Gross** (%) |
AER** (%) |
|---|---|---|---|
| £1 and over | 2.10 | N/A | 2.10 |
| (Rate included a 0.70% bonus from 1st June 2012 to 31st December 2012) | |||
Minimum deposit required to open and maintain this account is £10,000.
Interest is calculated on the cleared credit balance on a daily basis.
Annual interest option - interest is credited to accounts on 1 April.
Monthly interest option (30 Day Notice only) - interest is credited to accounts on the first day of the month.
Deferred interest option (95 Day Notice only) - interest will accrue and be credited 95 days after you have given notice to close the account.
Credit to or withdrawals from the account must be for a minimum of £500.
30 Day Notice - withdrawals require 30 days notice.
95 Day Notice - withdrawals require 95 days notice.
Withdrawals or early closure of the account are not permitted without the required notice period except in the event of the death of the account holder.
For further information, please call + 44 (0) 1481 711102.
** The gross rate of interest is the rate before taking into account any deduction of tax. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
This webpage and any accompanying documentation reflect our understanding of the tax position of some customers holding accounts with Clydesdale Bank International ("CBI"). However, CBI is not a tax advisor and accepts no liability for any errors or omissions on this webpage or accompanying documentation. If you have any questions relating to your tax circumstances and obligations you should seek professional advice or contact the relevant tax authorities.
Rates of interest are subject to change but are correct as at 1st January 2013. You can find out about our current interest rates:
- from your branch
- by phoning our helpline on +44 (0) 1481 711102~
- on our website www.clydesdalebankinternational.com
~ For your security, all calls are recorded for training monitoring purposes.
Important Information
Clydesdale Bank International is a trading name of Clydesdale Bank PLC. The Guernsey Branch of Clydesdale Bank PLC is licensed by the Guernsey Financial Services Commission as a deposit-taking business, under the Banking Supervision (Bailiwick of Guernsey) Law, 1994, as amended. Clydesdale Bank International is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for ‘qualifying deposits’ up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period.
Full details are available on the Scheme's website www.dcs.gg or on request.
There is currently no Financial Services Ombudsman Scheme operational in Guernsey. Deposits with Clydesdale Bank International are not covered by the Financial Services Compensation Scheme established in the UK under the Financial Services and Markets Act 2000, nor are deposits with Clydesdale Bank International covered by any equivalent scheme in any other jurisdiction.
Principal place of business in Guernsey: Clydesdale House, North Clifton, St Peter Port, Guernsey, GY1 1JR
Telephone: + 44 (0) 1481 711102 Fax: + 44 (0) 1481 723663
Clydesdale Bank PLC. Registered in Scotland (No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL.
View full details of The Guernsey Banking Compensation Scheme
Term Deposit Interest Rates
With effect from 14th January 2013, new Fixed Term Deposits are no longer available. The Fixed Term Deposit rates apply to maturities only.
Listed below are the interest rates for the Term Deposit Account. To view rates for other savings products please click on the tabs above.
Rates of interest are subject to change.
Interest rates are for deposits of £10,000 - £5,000,000. Rates for deposits above £5,000,000 are available on request. Rates are correct as at 23rd January 2013.
| Term | Gross** (% p.a.) |
Monthly Gross** (%) |
AER** (%) |
|---|---|---|---|
| 3 months | 0.45 | N/A | 0.45 |
| 6 months | 0.65 | N/A | 0.65 |
| 12 months | 0.90 | 0.90 | 0.90 |
~ For your security, all calls are recorded for training monitoring purposes.
For further information, please call + 44 (0) 1481 711102.
** The gross rate of interest is the rate before taking into account any deduction of tax. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Interest is calculated on the cleared credit balance on a daily basis.
Annual interest option - Where the Fixed Term deposit is for 12 months or less, interest will be credited to the Account on the Maturity Date, or when the Account is closed. Where the Fixed Term deposit is more than 12 months, interested will be credited to the Account on each anniversary of the Commencement Date and at the Maturity Date or when the Account is closed.
Monthly interest option - interest is credited to Accounts each month on the anniversary of the Commencement Date. If such a date is not a Business Day, then it will be credited on the first Business Day thereafter.
Withdrawals or early closure of the account are not permitted prior to the maturity date except in the event of death of an account holder.
This webpage and any accompanying documentation reflect our understanding of the tax position of some customers holding accounts with Clydesdale Bank International ("CBI"). However, CBI is not a tax advisor and accepts no liability for any errors or omissions on this webpage or accompanying documentation. If you have any questions relating to your tax circumstances and obligations you should seek professional advice or contact the relevant tax authorities.
Important Information
Clydesdale Bank International is a trading name of Clydesdale Bank PLC. The Guernsey Branch of Clydesdale Bank PLC is licensed by the Guernsey Financial Services Commission as a deposit-taking business, under the Banking Supervision (Bailiwick of Guernsey) Law, 1994, as amended. Clydesdale Bank International is a participant in the Guernsey Banking Deposit Compensation Scheme. The Scheme offers protection for ‘qualifying deposits’ up to £ 50,000, subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period.
Full details are available on the Scheme's website www.dcs.gg or on request.
There is currently no Financial Services Ombudsman Scheme operational in Guernsey. Deposits with Clydesdale Bank International are not covered by the Financial Services Compensation Scheme established in the UK under the Financial Services and Markets Act 2000, nor are deposits with Clydesdale Bank International covered by any equivalent scheme in any other jurisdiction.
Principal place of business in Guernsey: Clydesdale House, North Clifton, St Peter Port, Guernsey, GY1 1JR
Telephone: + 44 (0) 1481 711102 Fax: + 44 (0) 1481 723663
Clydesdale Bank PLC. Registered in Scotland (No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL.
View full details of The Guernsey Banking Compensation Scheme