Financial planning

Financial independence is the goal of most, yet few have planned how to achieve this.  Planning your financial portfolio will reduce inefficiencies and ensure that your money works hardest for you, meeting your financial needs and achieving you and your family’s lifestyle objectives.

• Don’t pay more tax than you need to
• Continue to receive an income in the event of you becoming unable to work
• Ensure your debts are repaid upon your death, or contraction of a critical illness
• Maximise the tax efficiency of your savings plans for retirement
• Effectively manage your estate to ensure your express wishes are carried out in the event of your death
• Make sure your investment portfolio doesn’t serve up unexpected surprises

Who should use our financial planning service?

Anyone can benefit from our financial planning service, regardless of income level and whether they’re a business owner or an employee.  We are all victims of busy modern lifestyles and unless we make a conscious effort, events will overtake us before we have taken the appropriate steps to plan how to cope.

Banking with Clydesdale Bank qualifies you for a financial assessment:

• A free, no-obligation service
• Culminates in an obligation-free financial plan
• Your Private Partner and Financial Planning Partner meet you as often as necessary to:
  • assess your current financial position
  • determine and agree your needs
  • outline your overall financial objectives

To find out more about our investment approach (opens in new window) you can also visit our partner, "MLC, the world's third largest specialist manager of managers provider".

(Source: Cerulli Associates, Cerulli Quantitative Update: Global Multimanager Products 2006)

For more information, talk to a Private Partner today:

Or call 0800 783 1331 (Open 8am – 6pm Mon-Fri)